Terms Of Use

1. Terms

By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws.

If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trade mark law.

2. Use License

  1. Permission is granted to temporarily download one copy of the materials (information or software) on End Payday Loan Debt’s web site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
    1. modify or copy the materials;
    2. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
    3. attempt to decompile or reverse engineer any software contained on End Payday Loan Debt’s web site;
    4. remove any copyright or other proprietary notations from the materials; or
    5. transfer the materials to another person or “mirror” the materials on any other server.
  2. This license shall automatically terminate if you violate any of these restrictions and may be terminated by End Payday Loan Debt at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

See Below

4. Limitations

In no event shall we at End Payday Loan Debt or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on End Payday Loan Debt’s Internet site, even if End Payday Loan Debt or a End Payday Loan Debt authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Revisions and Errata

The materials appearing on End Payday Loan Debt’s web site could include technical, typographical, or photographic errors. End Payday Loan Debt does not warrant that any of the materials on its web site are accurate, complete, or current. End Payday Loan Debt  may make changes to the materials contained on its web site at any time without notice. End Payday Loan Debt does not, however, make any commitment to update the materials.

6. Links

End Payday Loan Debt has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by End Payday Loan Debt of the site. Use of any such linked web site is at the user’s own risk.

7. Site Terms of Use Modifications

End Payday Loan Debt may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

8. Governing Law

Any claim relating to End Payday Loan Debt’s web site shall be governed by the laws of the Province of Alberta, Canada without regard to its conflict of law provisions.

General Terms and Conditions applicable to Use of a Web Site.

9. Disclaimer

Summaries of the funds required for resolution, and the specified period of time to complete the Debt Resolution Process are based solely on a best estimate basis. Client understands the outcome of the debt resolution process cannot be guaranteed and individual results will vary. Creditors are likely to continue collection efforts on delinquent accounts while enrolled in the process.

Collection efforts can include phone calls, collection letters, charge offs reporting to the credit bureaus, contracting or selling your accounts to collection agencies or law offices, and lawsuits resulting in judgments by the courts.

End Payday Loan Debt is not engaged in the practice of law and does not provide legal services to its Clients. In the event a creditor or debt collector pursues legal action against Client, neither this Agreement nor the Payday Day Debt Resolution Process includes legal representation. Client acknowledges and agrees that legal services are to be obtained independently by Client and Client is not relying on End Payday Loan Debt in any way for legal advice nor shall End Payday Loan Debt be a party to any claim, arbitration or legal proceeding arising out of the hiring or seeking any legal advice.

Legal Disclaimer


At no time and in no event will End Payday Loan Debt be liable (i) to you for any incidental, consequential, or indirect damages arising out of the use of or inability to use this service or this site, even if End Payday Loan Debt, or its agents and or representatives know or have been advised of the possibility of such damages, or (ii) to any person other than you.

Notwithstanding any contrary provision herein but subject to the foregoing restriction on liability, in any event, End Payday Loan Debt’s legal responsibility to you for any cause whatsoever, and regardless of the form of the action, will at all times be limited to the amount paid, if any, by you to End Payday Loan Debt, for this service.

Disclaimer of Warranty

End Payday Loan Debt, provides this service and this site on an as is basis and grants no warranties of any kind, express, implied, statutory, or otherwise, in any communication with End Payday Loan Debt, or its representatives, or otherwise with respect to this service or this site. Additionally, End Payday Loan Debt, specifically disclaims any implied warranties or merchantability, fitness for a particular purpose or no infringement.

End Payday Loan Debt, does not guarantee that use of this service or this site will always be secure, uninterrupted, available or error-free, or will meet your specific requirements, or that any defects in the service or the site will be corrected.

End Payday Loan Debt, disclaims all legal responsibility and/or liability, regardless of the form of action, for any and all acts or omissions, intentional or otherwise, of other users including unauthorized or unlawful users, or “hackers”) of this Service.

General Site Disclaimers

End Payday Loan Debt, does not provide investment, tax, or legal advice of any kind. If you need legal advice, legal expertise or any other type of legal advocacy, you should consult with a licensed attorney in your state. End Payday Loan Debt, does not assist clients with the modification, improvement or correction of credit entries, credit scores and/or credit reports. The payday debt settlement services of End Payday Loan Debt, may possibly have a negative impact on some clients’ credit reports or credit scores.

Client Relationship

The materials on this web site are intended for informational purposes only. The materials on this web site are not intended to be, nor should they be interpreted as, legal opinion or advice. The reader should not consider this information to be an invitation to a client relationship, nor should the reader rely on the information presented on this site for any purpose, and should always seek the legal advice of counsel in the appropriate jurisdiction.

Transmission of Information

Transmission and receipt of the information in this site and/or communication with Payday Loan Debt Relief, via email and or is not intended to solicit or create, and does not solicit or create, a client relationship between End Payday Loan Debt, and any person or entity.

Electronic mail or other communication through this site or otherwise to End Payday Loan Debt or any of its members, managers, officers, employees, agents and assigns of the same in connection with a matter for which we do not already represent you may not be treated as privileged or confidential.

If you choose to contact us through this web site or via email, you should be aware that any information transmitted electronically may not be secure.


You agree to indemnify, defend and hold harmless End Payday Loan Debt, and its members, managers, officers, employees, agents and assigns of the same, from and against any and all loss, costs, expenses (including reasonable attorney fees and costs), claims, damages, and liabilities related to or associated with your use of the web site and any violation of these terms and conditions by you.

Trademarks and Logos

Any trademarks, logos, and service marks (collectively called “Trademarks”) displayed on the Site, including “End Payday Loan Debt,” are Trademarks of End Payday Loan Debt, and others. Nothing contained on the Site should be construed as granting, by implication or otherwise, any license or right to use any Trademark displayed on this site without the express written permission and consent of End Payday Loan Debt or such third parties that may own the Trademarks displayed on this Site. Any intentional misuse of the Trademarks displayed on this site, or any other content on this Site, except as provided in these Terms and Conditions, is strictly prohibited by law.

Change in Terms

End Payday Loan Debt, may change these policies at any time without written notice to users. The changes will become effective upon posting of the changes to this web site.


The settlement percentages mentioned on this site are estimates of possible debt settlements only and are not to be considered any type of guarantee of future or past settlement results.

The settlement percentages mentioned on this site are not to be considered marketing efforts in any way.

It is the sole financial capability of the client that determines how long they are in and how much they have the ability to pay back to their creditors.

Note: Pictures of people depicted on this website or utilized in its services may or may not be real clients or employees. Professional photography is always used in order to protect the privacy of all End Payday Loan Debt’s clients and company employees.